Repayment Made Simple
Repay your loan online and pay interest only for the days that you have actually borrowed from us!
90-Day Tenure
Repay your loan comfortably over a flexible 90-day structured repayment period.
Pay Only For Days Borrowed
If you repay early, you only pay interest for the exact number of days you held the funds.
Zero Foreclosure Fees
No prepayment or early settlement fees. Close your loan early at zero penalty charges.
Repayment Methods
We support a variety of instant digital payment modes for your convenience.
UPI (Instant Payment)
Pay instantly using any UPI app like Google Pay, PhonePe, Paytm, or BHIM. Enter your unique virtual payment address (VPA) received via SMS or app to repay in seconds.
Net Banking / Debit Cards
We support Net Banking across all major Indian banks (SBI, HDFC, ICICI, Axis, etc.) and all Rupay, Visa, or Mastercard Debit Cards through our secure payment gateway.
Bank Transfer (IMPS / NEFT)
Transfer funds directly to our partnered bank account using IMPS, NEFT, or RTGS. Your custom account details are listed in your loan profile page.
Auto-Debit (eNACH)
Set up an e-mandate during your application. Your instalments will be automatically deducted from your salary account on the due date, preventing defaults.
Late Payment Policy
Our team will send repeated notifications on or before the due date to remind you to repay. If you fail to repay your loan on time, the following actions will occur:
🛡️ Ethical Recovery Practices
KadaNone and its partnered NBFC recovery teams strictly adhere to the RBI Fair Practices Code. We never use unethical, harassing, or coercive tactics for loan recovery.
If you are facing financial hardship, we encourage you to contact customer support before your due date to explore possible repayment assistance or settlement schedules.