Disclaimer & Disclosures

⚠️ Important Notice

KadaNone is a technology service provider and digital lending platform. KadaNone itself is NOT a bank, NBFC, or financial institution and does not directly lend money. All loan products offered through this platform are provided by our partner NBFC, Sampati Securities Ltd (RBI NBFC Registration No. 01.00214), which is duly registered and regulated by the Reserve Bank of India.

1. General Disclaimer

The information provided on the KadaNone website and application is for general informational purposes only. While we strive to keep information accurate and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, or services contained on the platform.

2. No Financial Advice

Nothing on this platform constitutes financial, legal, investment, or tax advice. Loan eligibility, interest rates, and terms are determined by Sampati Securities Ltd based on their underwriting criteria. We strongly recommend that users independently evaluate all loan terms and seek professional advice where necessary before making a financial commitment.

3. Loan Approval Disclaimer

Submission of a loan application does not guarantee loan approval. All applications are subject to credit assessment, KYC verification, and approval by Sampati Securities Ltd. KadaNone does not guarantee loan approval to any applicant.

4. Interest Rates & Charges

All interest rates, processing fees, and charges displayed on this platform are indicative and subject to change. The applicable rates and charges will be clearly stated in the loan agreement you sign with Sampati Securities Ltd before disbursal. Customers are encouraged to read the loan agreement carefully before accepting.

5. Third-Party Links

Our platform may contain links to third-party websites for informational purposes. KadaNone has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party sites. We encourage you to review the privacy policy of every site you visit.

6. RBI Regulatory Disclosures

• Loans are disbursed by Sampati Securities Ltd, an NBFC registered with the Reserve Bank of India (RBI Reg. No. 01.00214).
• All loan disbursals, interest rates, and terms comply with RBI's Digital Lending Guidelines (September 2022).
• KadaNone acts as a Lending Service Provider (LSP) on behalf of the NBFC partner.
• The Key Fact Statement (KFS) is provided to borrowers before loan disbursal, as mandated by RBI.
• The Annual Percentage Rate (APR) is disclosed in full in the KFS and loan agreement.
• No loan funds are collected by KadaNone; all repayments are made directly to Sampati Securities Ltd.

7. Limitation of Liability

To the maximum extent permitted by applicable law, KadaNone shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of or in connection with your use of the platform or loan services.

8. Amendments

KadaNone reserves the right to update these disclosures at any time. Changes take effect immediately upon being posted on this page. Your continued use of the platform constitutes acceptance of the updated disclosures.

9. Contact

For questions about these disclosures, please contact us via our Contact Page.